Federal Reserve Board releases results of the 2025 Survey of Consumer Finances, which provides the public and policymakers with detailed insights into the econo

The Federal Reserve Board published the 2025 Survey of Consumer Finances, a triennial study since 1989 that tracks American families' financial conditions. The survey examines ownership of assets, borrowing patterns, and banking behaviors to provide a comprehensive view of household economics. Data is collected from randomly selected participants across 119 geographic areas, ensuring a representative sample of U.S. families. The findings are intended to guide policymakers, researchers, and the public in understanding economic trends and financial stability.

Alongside the survey results, the Board released a summary report titled *Changes in U.S. Family Finances from 2022 to 2025*, analyzing shifts in income, net worth, assets, debt, and financial vulnerability over the period. The report highlights trends in how families accumulate and manage wealth, as well as their exposure to financial risks. An interactive chartbook accompanies the report, allowing users to visualize changes in financial characteristics over time. Additional datasets are available for deeper analysis by researchers and the public.

The survey is conducted by NORC, a social science research organization at the University of Chicago, using scientific sampling methods to ensure accuracy. Participants are selected from metropolitan areas and rural counties across the United States, representing diverse economic conditions. The data provides a snapshot of how financial behaviors and conditions have evolved since the previous survey in 2022. The Federal Reserve emphasizes the survey's role in informing monetary policy and economic research.

The Federal Reserve makes the survey data, summary report, and additional resources publicly accessible to support informed decision-making. The interactive tools and datasets are designed to facilitate analysis of long-term financial trends. Media inquiries regarding the survey can be directed to the Federal Reserve's communications team. The release underscores the central bank's commitment to transparency and evidence-based policymaking.