Business Accounts: Offer Digital Asset Accounts to Every Business on Your Platform

Fireblocks introduced Business Accounts to enable platforms serving businesses to provide digital asset accounts with roles, policies, and approvals already configured, mirroring the controls customers expect in traditional financial products. Platforms can now offer accounts that move money across borders around the clock using stablecoins and other digital assets, supporting cross-border vendor payments, global payroll, and international treasury without building infrastructure from scratch. Each Business Account supports multiple wallets and members across EVM chains, Solana, and Bitcoin, with funds segregated so no customer’s assets are commingled and the platform never holds customer funds directly.

Businesses can assign granular permissions, such as restricting an operations lead to account oversight without payment authority or granting a payments specialist access to a single wallet only, aligning digital asset workflows with enterprise money movement practices. Fireblocks’ Business Accounts include a Policy Engine that allows platforms to set baseline rules for all accounts while enabling each business to define its own policies for fund movement, including time-bound access and multi-signature approvals for sensitive actions.

Approvers can authorize transactions without gaining signing or admin rights, and approval groups can be updated once to apply across all relevant workflows, supporting automated processes like scheduled payroll and recurring vendor payments with consistent rule enforcement. Platforms can provision accounts, wallets, and signers directly from their backend, with real-time webhooks and API-accessible logs providing live status updates and complete audit trails for every policy change, access adjustment, and transaction. Every Business Account is secured using TSS-MPC, ensuring private keys are never stored in a single location, and all policies and access rules are created and attested within trusted execution environments to prevent tampering or bypass.

Built-in screening automatically blocks transfers to sanctioned or malicious addresses, address poisoning attempts, and risky token approvals, while a full audit trail records every action for compliance and transparency. The platform’s integration supports multiple use cases—from business banking to payroll and vendor payments—allowing platforms to expand services without rebuilding infrastructure, with a single integration covering all workflows.